Your old clunker has been begging for retirement. You agree that it has seen it's better days so you decide to go shopping for a new car. A little bit of research beforehand will save you hundreds, or even thousands, of dollars. Always check online to see what car insurancecosts will be before buying a vehicle. You may change you mind on the model you want when you learn how much the insurance will dent your budget. 

The type of vehicle and the safety features will impact auto insurance quotes. The easiest way to check which cars get the best rates is to visit an online car insurancecompany and compare quotes for the types of vehicles you are interested in.  

Four door sedans and minivans rank the best for cost of insurance. A good rule of thumb is the less expensive the car, the more you will save on insurance. Certain safety features will reduce your policy costs. ABS brakes, side impact airbag systems, and automatic vehicle locater systems will all positively impact how much you will pay to insure your vehicle. Anti-theft devices can save you money too. 

SUV's are notorious for rolling when inexperienced drivers over-correct these top heavy vehicles during an out of control situation. Traditional insurance companies have adjusted their rates to reflect this. Online car insurancecompanies are no different. SUV owners can expect to pay much higher prices for insurance. Sports car owners will also pay more because historically they take higher risks with speed and curves. It also costs more to fix most sports cars as opposed to sedans.   

One popular misconception is the older the vehicle, the cheaper the insurance. This is not always so. Older vehicles lack safety features proven to save lives.  The best vehicle to buy would be a used, four door, economy vehicle no more than 3 years old. These types of vehicles will have lower payments than new cars, have good insurance rates, good safety features, and are new enough to still be reliable.  

So go out and test drive that car you have your eye on, but before you buy it, find out online what your carinsurance quote will be. If you are looking to drive cheaply, buy a used, four door vehicle with good safety features and excellent gas mileage. Install an anti-theft device and a vehicle locater.  These tips will save you money on your car payments, insurance policy, and fuel costs and give you the cheapest ride available.